Buying a car is one of the biggest purchases you are likely to make in your entire lifetime (next to becoming a homeowner). There are many factors to consider when making your decision. The following article has some helpful tips and advice that is sure to make your selection process a bit easier.

Have a clear understanding of what those upgrades will cost you. Purchasing the fancy stereo, leather seats and DVD player might be appealing, but those options can add a significant amount to the price of your car. Take some time to think about how much you really need the upgrades, and only purchase the ones you will use the most.

When negotiating, focus on the total price instead of the monthly one. Though the dealer can negotiate a monthly price for you, keep in mind that these monthly payments add up, and in the end, the cost of your car could be through the roof. Rather, concentrate on getting the lowest overall cost for the car. Use that number, then calculate the optimal monthly payment amount.

Know what you want before you step foot in a dealership. You are going to be dealing with professional salespeople, so have your mind made up about what you are willing to pay, what you want and what you are not interested in. That will make it less likely for them to sway you.

Do not pay for lots of extras when you are buying a car. Sure, it would be nice to have a lot of fun features in your new car, but do you really need them? Every toy or gadget you add jacks up the price of the car considerably. Figure out what you really need, and just stick to that.

Before you even walk out the door to go to the different dealerships to search for an automobile to purchase, do your homework. If you have a specific car make and model that you are considering buying, do some background research. Have there been numerous recalls for this vehicle. What do current and former owners of this make and model say about their automobile?

Don’t buy a car online from someone without going and checking it out first. If you are not mechanically inclined, bring someone that is. Also be wary of deals that seem too good to be true. People will take advantage of you if you’re not good with cars, so try to bring along someone that knows about them.

Avoid being distracted when you are shopping at a car lot. With so many vehicles available, it is easy for all your research and planning to go out the window. Remember, you should have a clear idea of the vehicle you want before you set foot on the lot, and do not let the salesperson steer you from your goal.

Whenever shopping for a used car, it would be wise to stick with certified pre-owned vehicles as this greatly reduces the likelihood that you’ll end up with a car that is in poor condition. Just make sure that the certification if offered by the car manufacturer rather than the dealer.

While you may want to buy a car today, buying off the lot may mean that they don’t have a car with the features you desire. You can always ask them to call affiliated dealerships to see if they have the car on the lot, but don’t sound desperate or they’ll raise the price.

Never shop for a car based on what you want to pay monthly. Most car sellers will try to help you shop around a monthly payment. This means they can put you in a car that is not what you want by telling you it is what you can afford. The only one who wins is the dealership.

It is illegal for a dealer ship to roll back the odometer on any car they sell. Even if they put a new motor in the car, it is still illegal. If you suspect that a dealer is not stating the correct mileage on a car, leave and shop elsewhere.

You should never even consider purchasing a car before you test drive it. In fact, before giving a test drive and general overview of the car, you need to assume it is horrible. The car needs to prove itself to you, so don’t fall in love with a specific car and then try to justify its value.

While the dealership that you buy your vehicle through will offer financing, check into your options. Get a loan quote from your bank or a credit union. Oftentimes, they will offer better rates than the dealership. This will allow you to bring those quote to the dealership’s financial officer and negotiate a lower rate.

Before committing to a new vehicle, check with your insurance provider for an estimate. This will give you a better picture of whether or not you can afford the car. Look for a car that can get you a good deal on insurance and a low monthly car payment.

If you have flexibility, try to wait for a promotion with low interest. If you are really patient, you may even be able to find zero interest periods. This will make the total price you pay for your car be significantly less than you planed to pay. Keep an eye out for local dealerships running this.

Whenever you are looking to purchase a particular car that you’ve already researched, save yourself some time by making sure that your dealer has that car in stock. Often times people will negotiate for a car only to find out that the dealer needs to order it, giving you an added expense.

With all the different options to choose from, buying a car can seem a bit daunting at first. However, if you use the information mentioned in this article, you will learn how to make a wise selection that you can be proud of. Just remember to be patient and do your research!