Author Archives: Russ Baker

Feeling Confused Or Overwhelmed About Buying A Car?

If you are thinking about shopping for a car, there is a lot you’ve got to know. There are a lot of car salesmen out there waiting to do their best to sell you their cars, but they may not be the right care for you. Take a look at these car shopping tips to get a better idea of what you must think about.

Have a clear understanding of what those upgrades will cost you. Purchasing the fancy stereo, leather seats and DVD player might be appealing, but those options can add a significant amount to the price of your car. Take some time to think about how much you really need the upgrades, and only purchase the ones you will use the most.

When buying a used car, a great way to tell if the car has been in an accident is to look into the door frames. Usually when a car is repainted, you will notice over spray in this area. This is not proof that a car was in an accident, but it will let you know it was repainted.

Do not wait until you go car shopping to think about how you are going to finance your car. You need to arrive at the dealership with your car loan pre-qualified at a decent interest rate. You are almost always going to be able to get a better deal than the dealership would provide for you.

Set a budget for your new car before you head to the dealership. If you are shopping for a car, never exceed your budget. You must make the payments on the vehicle, not the dealer.

Set a budget and stick to it when shopping for a car. It can be very hard to stick to a budget when you find a car that you really want, but there is nothing good about an impulse buy. Figure out what you can afford before you start looking so that you do not break the bank.

Rent a car to give it a test. This will give you a chance to spend some time driving the vehicle. Take a trip to get an idea of how the car drives and its features. This will allow you to be comfortable with it before spending the money on it.

See an auto show. This show can assist you in determining which makes and models are right for you. This is a great opportunity to look over many different cars in one place. You can talk to the experts on hand as well. You’ll know which models peak your interest, afterwards.

Check a vehicle’s overall consumer rating before you make a purchase. The great thing about consumer reports is that you can save yourself from making a bad purchase very easily. These reports can tell you how much you should expect to spend on repairs and how long the vehicle will last on average.

Many people who have bad credit end up at a buy-here pay-here dealership. Be very careful of these types of dealers. Usually they buy cars at auction for little money and the majority of the money they make is off of the high interest rates they charge. If you have any choice, always get a loan from a bank, not the dealership.

When purchasing a car, be wary of the age and mileage warranty of the vehicle. In most cases, you are likely to hit the mileage first so make sure you understand exactly how long you are likely to be covered before making a decision on what vehicle you will purchase.

Investigate cash rebates and discounts you are eligible for. Sometimes, there are discounts for veterans and students, for example. There are all kinds of discounts and rebates that are often run. Do a little research and find out if you qualify for any of the special deals that are available. That could save you some money on your car.

Take your time when shopping for a car. It can be very tempting to purchase the first car you see because it looks nice or it has nice seating. However, there may be a car out there that is even better for you. Shop around and make comparisons before making a purchase.

Ask people you know about where they bought their vehicle and their experience. You can learn a lot from other people’s experience, which can save you a lot of time and money. Do not be shy about it. People usually enjoy sharing their experiences with others, whether they be good or bad.

Your first offer should be at or very close to the invoice price of the vehicle. This likely be rejected, but will start the negotiation process in your favor. At some point, the salesperson will likely step out to speak to a manager. When they return, if the price is within your price range, accept. If not, continue negotiations. If you have not reached an agreement within 2 or 3 tries, it may be time to cut your losses and try another dealer.

Break down all of your different negotiating points based on the different profit centers that the dealer has. This means you should be negotiating on price, warranties, interest rates, trade-in value and anything else that is up for negotiation. Taking this approach will get you the best overall value for the car you choose to purchase.

Always look under the hood when searching for a new car. Even if you do not know a lot about cars, you can certainly look for certain things. There should not be rust and all of the hoses and wires should look mint. If this is not the case, do not purchase the vehicle.

Buying a car is something that you should take your time with. They cost a lot of money and you need them to do a lot of things for you. That’s why you should use the tips laid out here to help you figure out which is the best car for you.

Learn All You Can About Purchasing A Car!

Many people are very scared to purchase a car because they fear they will be taken advantage of. If you have this fear, then you are reading the right article. Learn how to get the right car at a perfect price. Remember to share this article with loved ones who are car shopping!

Visit your local bank and get pre-approved for a car loan. This one step cannot only save you a lot of time at dealership, but it will also save you money most of the time. By getting a loan at your bank, you can negotiate your interest rate more effectively; thus, lowering your overall payment.

Never, ever skip the test drive when you are car shopping. You have to get behind the wheel of that car and see how it feels before committing to a buying it. Make sure you try a variety of driving conditions, including surface streets and interstate driving. Do not forget to try pulling it into a parking space in a shopping center.

Go into the dealership with a bottom line price in mind. The salesman might try to focus on the monthly payments or financing terms, but your goal should be to get the price you want on the car you want. You can always negotiate the financing terms later, or even finance with your own bank outside of the dealership.

Have a clear understanding of what those upgrades will cost you. Purchasing the fancy stereo, leather seats and DVD player might be appealing, but those options can add a significant amount to the price of your car. Take some time to think about how much you really need the upgrades, and only purchase the ones you will use the most.

Think ahead when you are planning on making a car purchase. Do not make the mistake of buying a car without thinking about whether it would be practical for future use. Buying a sports car will not make much sense if you are planning to have a family anytime in the near future.

Never settle for the price that’s set for the car when you’re shopping for one. You must be a great negotiator and try to knock a little off the price. Every car dealership knows that they’re going to have to negotiate anyway, so they make the car seem like it costs more than they’d settle for.

Make the right car purchase for yourself by deciding major things before entering a store. This includes things like mileage, make, model and even color. You can do a lot of research online to get an idea of prices and avoid the high pressure situations that come with a car salesman.

The car industry makes money on any margin of profit. If you can find out how much the dealership is generally buying their cars for, it will make it much easier to find their bottom line. This means you need to do some research on your local car market.

Check out how much repairs on a car would cost before buying it. You should be able to get a fair idea of what kinds of costs you will have to pay for repairs. And that’s not just for when it is under warranty. What happens when you have to pay full price for an ignition coil? Different cars cost different amounts, so find out.

Be on the lookout for year end specials. These specials generally start in the fourth quarter of each year and feature manufacturer set deals that remain unrivaled when compared to other deals in the year. These deals exist due to the new year and new model year, which means newer cars taking the place of older ones.

Don’t hand over the keys to your trade in until the deal is signed. If they have your car “hostage,” they can use it to pressure you to buy the new car. Wait until the deal is done to ensure you keep control of the situation at all times during the transaction.

When purchasing a car, do not fall for the salesman’s ploy that you must make a deal now to get the special pricing. Instead, tell the salesman you are going to get something to eat and will return in an hour. This will allow time for your emotional attachment to lessen making you able to negotiate the best terms and price.

Research the laws in your state when it comes to purchasing a bad car. There are some states that have lemon laws. They will protect you from buying a car that isn’t in great condition and not being able to get a refund. Not every state has these laws, which is why it is important for you to do your research.

To make your negotiations go smoothly when purchasing a new car have a minimum of a twenty percent down payment saved. By having a down payment, you will be able to lower your interest rate and payments and have leverage when discussing your trade in options. You may find that you will net more savings by not trading a car in and selling it on your own.

If you see two price stickers on a car in a lot, you might want to head to a different location. This is a sign of a high pressure sales force who wants you to buy all the bells and whistles. If you think you can withstand their tactics, you can stay, but you may not get the best deal there.

Before going to dealer, have a budget set. Know how much you are willing to spend, and do not exceed that limit. Do this well in advance of entering the showroom. Once you are there, it is tempting to buy extras you do not need or cannot afford. Have a budget.

By reading this article you are already ahead at the shopping game! There are many hidden rules to the game, but these tips are a great start to learn how to get the right price. Don’t overlook what you have learned, and get out there and start shopping for your car!

Are You In The Auto Market? Use This Advice

The number of options available, and the techniques used by salespeople, can make purchasing a new car a stressful experience. How do you decide what you need and then what is just extra? Use this article as a guideline to help you decide what to consider when you go out and get your next car.

Have an understanding of what you want in a car when you go out to buy one. How much can you spend? How many passengers do you need to be able to accommodate? What is the type of gas mileage you’ll need? Do you want a coupe or a sedan? Make a list of what you want in a car.

When you are going to buy a car, you need to know ahead of time which features are essential for you in the car. Have a clear picture of what you want, so you can search for the right price as well as the right car for your needs.

Establish a budget before you go car shopping so you have a great idea of what is in your price range. Try your best to stay within your budget. If you must go over, the amount that you go over should not be so significant that it puts you in a financial bind.

Visit your local bank and get pre-approved for a car loan. This one step cannot only save you a lot of time at dealership, but it will also save you money most of the time. By getting a loan at your bank, you can negotiate your interest rate more effectively; thus, lowering your overall payment.

Watch out for the up sells in the financing office. When you reach the financing office, you will always be offered an extended warranty, interior protection, gap insurance and other such add ons. Make sure that you understand these well before making a decision to purchase them. Most are not worth the money you will spend, and you’re better off saving each month in the event that you need a repair or your interior gets a stain.

Before going car shopping, clean all personal items out of your car. Doing this one thing will save you considerable time at the dealership. This will also ensure that you do not leave behind important documents such as insurance papers. Nothing is worse than getting home and realizing the you left something in the car you just traded in.

Don’t expect to make a purchase in your first dealership. In fact, if you do so, then you are probably making a bad purchase. Shopping around is always important, and this is especially true when it comes to making an intelligent purchase with a car or truck. Take your time and look around.

Looking online can be a great way to find good deals on used cars. You don’t have to visit a dealership in order to buy a car in modern times. Try Craigslist, eBay and your local classifieds. This will help you to find the best discount possible on your car.

Wait until a new model isn’t so new, if you really want it. There’s no point in being the first person with the latest car, if you have to pay more for it. Usually, prices go down after the initial launch. So, if you can hold off your excitement for a few weeks or more, you may get a better deal.

Whenever buying a certified pre-owned vehicle, try and find out what the return policy is, or even if one exists. If one does, make sure you understand how long it is and whether or not you will get registration and licence fees refunded along with sales tax for the vehicle.

Don’t sign the warranty that reads “as-is” when purchasing. This can be something that you will regret in the future. Never agree to purchase a used vehicle unless you are assured at least a 30 day warranty. You will have no recourse of a major repair is needed immediately after you drive away from the dealer’s lot.

While the dealership that you buy your vehicle through will offer financing, check into your options. Get a loan quote from your bank or a credit union. Oftentimes, they will offer better rates than the dealership. This will allow you to bring those quote to the dealership’s financial officer and negotiate a lower rate.

Look into all of the fine print on your financing papers. Just because your monthly payment is lower does not mean that you are getting the car for less. It could just be a way to get you to buy the car for the original price so the salesman can keep the entire amount of commission that he set out to earn.

When you want a car with certain features, you may have to special order it, but you may not be able to if the car comes from overseas. That said, the dealer may be able to call other lots to find the exact model you want and have it brought over for you, so ask for that option.

When you decide that it’s time to start car shopping, it’s a good idea to figure out how much you can pay for a car. It’s important to look at how much the car is going to cost you overall, not just the monthly payments. It’s easy to extend your term so that your monthly payment is affordable, but you may be seriously overpaying for the car this way.

Do not simply accept a sales offer on a new vehicle based upon what you FEEL your trade-in is able to fetch. Rather, it’s imperative that you verify the actual value of the trade-in before you approach the dealer. This gives you a better idea of what sort of offer you should be getting.

Now that you’ve come to the end of this article, you know how to car shop. Now the only thing that’s left is to do even more research. Use this article’s tips to make sure you’re comfortable with the car before you purchase it.

Want A Deal On Your Car Purchase? Read This!

Are you shopping for a new car? Buying a car can be fun if you know what to look for. This is the article for you since it contains information to make your car shopping experience easier. Continue reading in order to learn how to purchase a car without feeling overwhelmed.

Before you set foot into a dealership, do some research online. Check nearby dealership’s websites and record their listed price on the vehicle you want, as well as any special deals they might be offering. Having this information at your disposal will be a valuable asset when it comes time to negotiate with a salesman.

Research dealerships before making an offer. You can get a better deal if you are informed. You can avoid being taken advantage of by reading over reviews from other customers.

Do not allow anyone to intimidate you into making a purchase that may not be the right one for you. Do not fall for lines like “This will be gone if you try to buy it later.” These types of statements are usually made to sway you into make a purchase right away.

Know what you want before you step foot in a dealership. You are going to be dealing with professional salespeople, so have your mind made up about what you are willing to pay, what you want and what you are not interested in. That will make it less likely for them to sway you.

Before signing any contract take the time to read every line, including the fine print. If there is anything listed that you do not understand, do not sign until you get an answer that you understand. Unsavory salesmen can use a contract to insert many fees that were not discussed.

Do your research before you even step foot on a car lot. You want to have an educated position when it comes to such a large purchase. It is a good idea to know what models you are interested in, and what the fair price is for those specific cars.

When heading to a car dealership, get prepared for your bargaining side to come out. While there many be some dealers who have your best interest at heart, most just want to get as much money out of you as they can. This is why you have to be strict and never settle on a deal you are uncomfortable with.

Make sure to take your time. Even if you are really excited about buying a car, don’t run out and buy it on the same day. Make sure that you have taken the time to do research on safety, repairs and other factors before doing something you might end up regretting.

One of the most important things to consider before making a car purchase is which car or style you want. By deciding this before entering a dealership, you will be able to avoid high-pressure sales. It also helps you to consolidate your searching and really inform yourself about one specific make and model.

Set a spending limit before shopping for your new car. It is easy to get swayed by pushy salesmen or a nice leather interior, but it is important that you stay within your budget. You may like the cause of spending extra, but you will not like it when it comes time to pay for it.

Take your time when buying a new car and do your homework. Do not be afraid to get up and walk away from a deal. Don’t fall in love with a specific car. If the numbers the dealer is giving you are not what you want, just walk away.

Find out how much it will cost to insure a specific vehicle before you purchase it. Insurers charge a lot more to insure sports cars than other vehicles. Even the color of the car can influence the insurance cost. To guarantee that you are not surprised once you have already paid for the car you must do your research.

There are many different types of salespeople. Although auto sales associates are known for using high pressure tactics, these methods are losing effectiveness. If you are more careful with a buyer this time, they are likely to come back and buy again. There is no shame in walking away from overly pushy salespeople. Some salespeople are rather pleasant and are more than happy to help you save money.

Whenever you are in the market for a car, be it new or old, make sure you take it for a test drive. You need to get a feel for your car to see if you can picture yourself driving it day in and day out so this step cannot be emphasized enough.

If you are planning on using your current car as a trade in, don’t let the dealer know right away. Your first goal is to negotiate down the price of the car you wish to purchase. Information like trade-in value is valuable to the salesman, so keep it to yourself until the right moment!

One of the best tips to use when purchasing a car, is that you should never rush into the process. Dealers will always attempt to make you feel that you must make your purchase as soon as possible. Do not fall for this. Special offers are probably going to be available the next time you visit as well.

If you are buying a used car, it may be better to buy it from a dealer than buying it from a private owner. While a private owner may have a cheaper vehicle, they may not offer a warranty. This means you may get stuck with a vehicle that is in much worse shape than you thought.

With this advice in hand, you know how to buy a car in a way which won’t bring you any stress at all. Shopping for a vehicle will be a lot more fun now that you know what to look for. That will assure you are happy with your purchase.

Want To Avoid Auto Buying Mistakes? Read On!

Buying a car is not something that you should take lightly. Car shopping can be about picking out a car that you like, of course, but keep in mind that the car you choose has to protect your family in the case of an accident, and has to be able to get you where you need to go. Here are some wise suggestions to consider when car shopping.

Never let salespeople talk you into a car that is beyond your means. A lot of people end up purchasing sports cars because they fell for the dealer’s slick comments about how good they look driving it. When you purchase a vehicle that is not within your budget, you can be sure that the dealership and salesperson — not YOU — will benefit.

Have an idea of the type of car or truck you want before you head to a dealership. Do research online before you shop to find out what type of vehicle is best suited for your family and budget. This can also help you become aware of the prices to expect on a particular vehicle, making it less likely that you will be taken advantage of by a fast-talking salesperson.

Do your research before you even step foot on a car lot. You want to have an educated position when it comes to such a large purchase. It is a good idea to know what models you are interested in, and what the fair price is for those specific cars.

If you aren’t confident you can resist high-pressure sale pitches, do not go car shopping alone. Bring a relative or friend along to help negotiate prices and remember important questions. Brief your companion on your vehicle needs and how much you have available to spend.

If you think you need a new car, give your bank a call prior to shopping for one to see if you can obtain a loan. Doing this helps ensure your security. Dealership finance departments typically give you better rates, but you should compare rates anyway.

Take a look at owner reviews before selecting the car you want to buy. These can be found online, at many different websites. Owner reviews give you a good idea about how much others enjoy the car, and if they would recommend it to friends and family. They offer a different perspective than professional reviews, and they are very informative for anyone who is car shopping.

You should consider renting the type of car you want to buy to try it out. You will be able to drive it much more than a test drive. Go on a trip in that car with your family to decide if it fits you well. You’ll know the car inside and out before you buy it this way.

Never purchase a car the same day that you find it. A rule of thumb is to sleep on the decision. That way you have time to think about the pros and cons of the car and how much you think the car is for you. Do not worry that the car will be sold in the meantime as there are many more out there.

Here is an idea, do all your car shopping even Did you know you can actually find and purchase a car online? Most dealerships have websites where you can shop from the comfort of your computer. You do not have to deal with pushy salesmen, the weather, or even putting on decent clothes.

To ensure that your car shopping process yield the best possible selection for you and your family; think carefully about your driving and lifestyle habits. Deliberately considering the sort of use the vehicle is likely to get will help you choose the right one. Failure to keep factors such as fuel-efficiency or hauling capacity in mind while shopping can cause you to purchase something that ends up being impractical for your daily requirements.

Look no further than the Internet when you are looking for a used vehicle. You do not really need to go to a car dealership nowadays. Search sites such as eBay and Craigslist for the best selection. Doing so can save time and money, and avoid a lot of the negatives associated with car purchases.

Offer to purchase a car on the spot if the dealer will meet your price requirements. Offer a price that is reasonable, usually at or slightly above invoice. Come armed with information about how you came to this price, and ask for a commitment in writing that they agree to it.

Don’t tie yourself into one make or model, but also avoid opening yourself to every single car. You should go into a dealership with a goal-orientated flexibility. This means that you need to research two or three cars beforehand and then be willing to switch between these based on the best negotiation.

Wait a bit prior to purchasing brand new models of any car. If you want a while, you can get the car for less money. Wait several months before you go shopping for it.

Ask people you know about where they bought their vehicle and their experience. You can learn a lot from other people’s experience, which can save you a lot of time and money. Do not be shy about it. People usually enjoy sharing their experiences with others, whether they be good or bad.

Really think about the bells and whistles you will need on your car. Many trim options are only available with certain packages. For example, if you want heated seats, you may be required to buy a package that includes leather seats. You may have to make a few concessions in what you get or how much you’ll have to pay to move up to higher trim levels.

Your car is a big part of your life. You need a vehicle that can help you to get around, keep you safe, look good, and save you money. The choice you make will be with you for a long time, so it is important that you do what you can to make sure your choice is a good one. Use the tips here and you will be sure to make the best choice for you.

Learn From The Best About Smarter Auto Repairs

When you own a car, you will inevitably have to deal with it breaking down at some point. When it is time to take your car into the shop, how do you make sure that you get the repairs you need at an affordable price? Use the following tips to find affordable auto repair.

Communicate with your mechanic as much as possible. Explain the issues you have been encountering with your car and do not hesitate to ask questions to your mechanic if you do not fully understand the repairs that are needed. Ask about prices and do not let your mechanic fix your car until you fully understand charges.

When searching for an auto repair shop, you should choose one that specializes in the brand of vehicle you have. While there are probably many trustworthy shops in your area, going with one specializing in your car makes it more likely that the technician knows what they are doing. They will also probably have many parts needed for your car.

Be open to asking any questions that cross your mind. Auto repair is a very complex thing. You will have questions, and don’t feel intimidated about asking them. If you don’t, you may not completely understand why the repairs were needed in the first place or how costly the current situation really is.

If you take your car to a mechanic, make sure they have the proper licenses and credentials. Before making your appointment, check their reviews online and their standing with the Better Business Bureau. Don’t just look at the positive reviews, but see how the company responds to negative feedback. Every business has the occasional problem, and if they handle the matter quickly and courteously, they may be worth a second look.

Do not hover over the technician while they are trying to do work on your car. It is important that you spend time with them to explain what the problem is with your vehicle, but once you have done that, leave them alone so they can do their job without any interruptions.

Talk to your mechanic about the rates that you will have to pay. A few shops hide their rates, so make sure to read the fine print and ask questions whenever necessary. Know where the estimated prices come from. Are the repair times established? Some “Minor” repairs could take all day if they go by those manufacturers’ established times.

If you have never done any auto repair on your own, you should stick with small jobs and do lots of homework to learn how to do larger jobs. Be certain not to start taking your car apart if you aren’t sure how to put it back together. Before starting any car repair job, be sure you have all the necessary parts and tools in place and that you know exactly what you need to do to complete the job from start to finish.

Keep an eye open for a shop that takes off your good tires and puts older ones on. They prey on the ignorant, those who don’t pay much attention to their car. Before going in, chalk tires in order to mark them. You have been duped if there is no chalk on the tires when you pick it up.

Do not fall prey to the notion that you have to get a tune-up at any specific time. Every car is different, and the manufacturer will indicate when you should bring the vehicle in to the shop. By following that schedule, your car is much more likely to run well.

Take some time to learn about your vehicle and how it works. This can prevent your from falling victim to auto repair fraud when you need to bring it to be fixed. It could also lead to you being able to fix simple problems on your own, saving you a great deal of money.

Many times people take their vehicle in to be repaired, and when they return to pick it up they are told about additional issues. They do this to make you think you’re getting a deal. Let them know that you will let them know, and search other shops to see if a better price is available.

You should be consistent when it comes to auto repair. Make sure to find a good auto repair shop and then stick with it. You may get different diagnoses of your car’s issues if you go to different places. Also, you will see that different shops will charge different rates.

Pay close attention to your car while you are parked at a service station while traveling. There are many people that will do damage to your car then claim they can help you fix it for a fee. If you are traveling with someone, make sure that one of you stays in the car at all times.

Be sure to get a written estimate from your auto mechanic before he does nay work on your car. Even if he tells you a price verbally, you should try getting it down on paper. Many states do not allow anyone to charge too much more than the estimate given at the beginning.

Should your repair quote run more than a couple of hundred dollars, get an estimate in writing. A written contract between you and the mechanic regarding repairs is your best insurance if you happen to end up in court. Mechanics aren’t as likely to charge you for unrequested repairs as well.

Trust your gut when choosing a mechanic. The employees at the auto repair shop should look you in the eye, make you feel comfortable, answer any questions you have clearly and provide any pricing information you request. A shop that fails to meet these basic requirements probably does not have your best interest at heart.

Once you know what to watch out for, finding good, affordable repair services for your car does not have to be difficult. With the information from this article, you can make sure that you are getting the service you need to get back on the road. Keep this advice in mind the next time you have car trouble.

Deal Like A Pro With These Top Car Shopping Tips

Almost everyone must shop for a car sooner or later. This task can be daunting if you do not have the necessary skills. This article will provide you with some tips to help with the car buying process.

Establish a budget before you go car shopping so you have a great idea of what is in your price range. Try your best to stay within your budget. If you must go over, the amount that you go over should not be so significant that it puts you in a financial bind.

Do not let a dealer talk you into buying more car than you can afford. It is imperative to stay firm and in control while car shopping. This dealer is working for a commission, so your money is his or her money. Stick with what you can afford.

If you are in the market for a used car, you should always get a CarFax report. The CarFax report will let you know if the car has been in an accident. If the car has been in an accident, you probably want to keep searching and not buy that car.

You need to know as much as you can before buying a car. Knowing their financing arrangements and trade in policies will help you to negotiate on a stronger footing. Check out reviews, too.

When you are buying a new car, set your budget before going to the dealer. When shopping, do not go above the maximum amount you can pay, no matter what the dealer tells you. In the end, this is your money paying for the vehicle.

Be flexible. While you should head to the car dealership with a good idea of what you are looking for, it can pay to have a little wiggle room. Try to have several makes or models that fit your needs, and you can choose the best deal when you find out what is available at your particular dealer

Before going car shopping, clean all personal items out of your car. Doing this one thing will save you considerable time at the dealership. This will also ensure that you do not leave behind important documents such as insurance papers. Nothing is worse than getting home and realizing the you left something in the car you just traded in.

If you don’t have friends or family in your area to ask for advice from, check the Better Business Bureau’s website to find out how the dealers in your area are dealing with customers. This will allow you to at least remove those with many complaints from your list of options.

Whenever you are in the market for a car, be it new or old, make sure you take it for a test drive. You need to get a feel for your car to see if you can picture yourself driving it day in and day out so this step cannot be emphasized enough.

Never give your trade-in’s keys to the dealer before you’ve come to an agreement. The dealer could take your keys (and thus, your car) hostage and manipulate you into an unfair deal. Always hold on to your keys and if the dealer wants to take a look inside the car, open it up for them while you hold the keys.

When you decide that it’s time to start car shopping, it’s a good idea to figure out how much you can pay for a car. It’s important to look at how much the car is going to cost you overall, not just the monthly payments. It’s easy to extend your term so that your monthly payment is affordable, but you may be seriously overpaying for the car this way.

Understand that a lower payment does not mean the same as lowering the price of the car. It is pretty easy to get to almost any payment by reducing the interest rate and extending the terms of the loan. If you can qualify for a reduced interest rate at one price, you can certainly qualify at a lower overall price for the car. Extending your payment terms just obligates you to pay longer, and it does nothing to reduce how much you will actually end up paying out of pocket.

Research is required before going to a dealership. Check online vehicle comparison websites and magazines to learn about your options. This can also supply you with information regarding standard features and available options as well as ballpark price information. Your financial and temporal resources will take less of a beating this way.

When car shopping, do not limit yourself to only new vehicles. There are many good used vehicles that still have a warranty. Used vehicles can generally save you thousands without sacrificing safety and reliability. To get the best deal on used cars do your homework first and know the value of the used car.

Never go rushing into a deal when you’re trying to buy a car. Dealerships will want you to make a purchase as fast as possible, but you should never feel like you were rushed into making a decision. Keep in mind that the salesperson is more than likely lying. Special offers are probably going to be available the next time you visit as well.

Did you know that the EPA levies a tax against cars which have a miles per gallon rating of less than 21.5? This could be as much as $7,700 per year for the worst offenders! Find out whether or not the car you buy will be taxed before you buy it.

When you are making a purchase at a dealer, ask them to see their service area. Try to talk to some clients who are waiting on their cars to see what their overall impression has been. Don’t forget to ask them about both the sale itself as well as post-sale service.

Having a new car is fun, but actually buying it is not most people’s favorite activity. With a little research ahead of time in a proactive role, you can make the experience much better. Hopefully, you’ve learned all you need to know to start shopping for that new car.

Use These Helpful Tips For Negotiation Tactics

The process of purchasing a car is something that strikes fear in the hearts of many. The fact is, however, that by spending the necessary time to research the process ahead of time, car buying does not have to be so daunting. Read the article that follows, and you should have the information you need to make the best choice for you and your family.

Have a clear understanding of what those upgrades will cost you. Purchasing the fancy stereo, leather seats and DVD player might be appealing, but those options can add a significant amount to the price of your car. Take some time to think about how much you really need the upgrades, and only purchase the ones you will use the most.

Scour the Internet for the best deals. A simple Internet search can help you save a lot of money. When you find a vehicle that you like, visit a dealership that has it in stock or ask your own dealer to get it for you. If it isn’t far away, it’s better to pick it up yourself.

Know what you want before you step foot in a dealership. You are going to be dealing with professional salespeople, so have your mind made up about what you are willing to pay, what you want and what you are not interested in. That will make it less likely for them to sway you.

Take an extended test drive. Don’t just take it for a quick spin through the neighborhood by yourself. Instead, enlist everyone who will be regularly riding in the car to share their opinions. Ask the dealer for a full afternoon test drive so that you have the chance to take it on the freeway to check things like the pickup and the blind spots, and spend some time really feeling the comfort of the interior.

Due diligence should be exercised when planning your car budget. It is imperative that you take a full and realistic look at your budget. Not only must you consider a car payment, you must also consider insurance, gas and maintenance for the vehicle. There is nothing worse than having a vehicle that you cannot afford to drive.

A great tip for those looking to buy a used car would be to research what the resale value of the car is. Look at the Kelly Blue Book value and compare it to the condition that the vehicle is currently in to see whether or not the price is fair.

Find out the vehicle’s mileage before you agree to purchase it. Even if you know a particular car should get a certain gas mileage, be sure that it still does. A car can lose its efficiency overtime, which can mean a large expense in getting to the places you need to go.

Ask the dealer to allow a mechanic to inspect the car. This mechanic needs to be one you can trust. You should not use one that the dealer employs. Your mechanic needs to let you know if the car is safe to drive and represents good value for the money.

When purchasing a certified pre-owned vehicle that comes with a warranty, make sure you read the fine print. Most warranties on these vehicles only cover power-train and don’t cover much else. There are also cases in which the warranty may not be transferable which would make it void in your case.

Speak with the car dealer about his return policy. You may even want to get the policy in writing. Even if you have test driven the car and everything seems fine, you never know what could happen later that day or week. It’s important that you know what the dealer’s policy is on returning it in case something should happen.

Do not forget to calculate the cost of owning a car when you are working out a budget. For example, a vehicle that costs more but gets better mileage may be cheaper over the long run than a less-expensive car with poor fuel economy. You should also include resale value and insurance premiums in your calculations.

Don’t tie yourself into one make or model, but also avoid opening yourself to every single car. You should go into a dealership with a goal-orientated flexibility. This means that you need to research two or three cars beforehand and then be willing to switch between these based on the best negotiation.

Don’t ever buy a car the first day you find it and check it out. Give yourself at least a day to sleep on it and think of anything else you can to help you secure a better deal. Waiting with patience will fare you much better in the long run.

Do not fall for the sales pitch that the deal will not be available if you wait until the next day. More times than not, you will be able to walk back into the dealership and get the same price, if not a better one the next day. If you feel that the salesman is pressuring you, walk out the door and come back the next day.

Keep your emotions in check when you are in the dealership. Salesman are trained to recognize emotions, and they will work off of that training to sell you the car you want for more money. Try to keep a straight face about the deal, and do not give hints as to your level of excitement. This will help you to get the best deal on the car you want.

Never buy a car without test driving it first. That even includes brand new cars and trucks. Not only do you want to make sure the car is mechanically sound, you also want to see how the car fits you. Decide if the car “feels” right. Some cars are not designed for taller people, for instance.

Car shopping is not always an enjoyable experience, given the multitude of factors that must influence the final decision. Education and information are critical tools when it comes to making the right selection. Heed the tips and guidance found above, and you can have a car shopping experience that is not only stress-free, but that results in the perfect choice being made.

Shopping For A New Vehicle? Learn How To Do It Best Here

There is no denying the fact that purchasing a car can be a nerve-wracking, stress-filled experience. Before you make a decision and spend a great amount of money on a vehicle, it pays to acquire a bit of knowledge on the subject. Keep the tips that follow close at hand, and you will have what it takes to make an optimal decision.

Visit your local bank and get pre-approved for a car loan. This one step cannot only save you a lot of time at dealership, but it will also save you money most of the time. By getting a loan at your bank, you can negotiate your interest rate more effectively; thus, lowering your overall payment.

Before you set foot into a dealership, do some research online. Check nearby dealership’s websites and record their listed price on the vehicle you want, as well as any special deals they might be offering. Having this information at your disposal will be a valuable asset when it comes time to negotiate with a salesman.

Do not base your car buying decision solely on price. While price is certainly important, so is the reputation of the dealership. You want to find a place that is known for great customer service and standing behind the cars they sell in case you have any problems down the road.

Before you start researching what kind of car you should purchase, you need to look into your current situation. Don’t decide your budget based on the car, but decide the car you will purchase based on a realistic budget for you and your family. Doing so will save you financial headaches.

If you see two price stickers on a car in a lot, you might want to head to a different location. This is a sign of a high pressure sales force who wants you to buy all the bells and whistles. If you think you can withstand their tactics, you can stay, but you may not get the best deal there.

When purchasing a car, you don’t want to tie yourself down to one specific model. Give yourself some flexibility in color and even in the car itself. If you do this, you will be able to pick up a great deal, even if it was not the first car you considered.

If you think, you will have your car for a while, pay a little more to get a few more options. In the long run, it will benefit you to have what you want. If you don’t, you may add on later and pay even more money. For example, getting a navigation system included will generally cost you less than picking one up in the future.

Break down all of your different negotiating points based on the different profit centers that the dealer has. This means you should be negotiating on price, warranties, interest rates, trade-in value and anything else that is up for negotiation. Taking this approach will get you the best overall value for the car you choose to purchase.

Low monthly payments are not always a good idea. You can easily get distracted by a low monthly payment that you can afford. This is when aggressive salespeople offer perfectly low monthly payments, while the total purchase price goes higher. Also, read the fine print in your contract before you write your name on the dotted line.

Don’t ever settle for salesmen or other people at the dealership talking down to you. If this happens, take your business elsewhere. You will never get the best deal if you don’t have a salesman that is going to listen to your needs. There will be one out there, so go find them.

Make sure you ask whoever is selling a car what kind of work has been done on it. You also want to be sure to go over it very carefully to see if you need to do any work. Bring along a friend that knows about these things if you’re not totally sure what to look for.

There are many calculators online which help you figure out what you’ll actually be paying every month on your car, so use them. While you may think a $25,000 car is cheap, the interest rate on it when you get a short-term financing deal may make the payments far higher than you think.

Talk to your insurance company before visiting the dealership. Find out how much it would cost to insure the type of vehicles you are planning on looking for. It’s important to factor insurance costs into your car-buying budget because your insurance can skyrocket when you buy a brand-new vehicle if you aren’t careful.

Test drive the competition’s cars. Most people only test drive the car they want. To get the full story, it is best to also test drive directly-comparable cars offered by other car makers. It will give you the opportunity to compare the key differences and to give you confidence in your choice.

Those looking to purchase a new car should understand that getting the latest model right when it comes out is going to limit how much you will be able to negotiate. Fresh cars are often lower in supply and higher in demand so you’ll be paying quite a bit more than those who wait a few months.

Understand that dealerships gain a commission on financing the cars they are selling. Some dealerships will offer you a great rate, asking you to sign paperwork and then later tell you that you do not qualify for that rate. In some areas, you might be committed to the purchase, even at a higher rate. This is a costly mistake, and one you should always avoid.

Car shopping is something that many people dread, but see as a necessary part of life every few years. By spending a bit of time in advance studying the options, it really is possible to have an enjoyable experience. With any luck, the advice in the article above has given you the tools to do just that.

All Your Vehicle Repair Questions Answered Here

When it comes to auto repairs, you can often feel like you’re at a loss. What can you do to make sure that you have everything handled correctly next time. What have you been doing wrong? Compare your ideals with the following tips that have been provided for you as a guide.

Be sure to read your owner’s manual to find out what kinds of fluids (oil, brake fluid, transmission fluid, steering fluid) your car needs and to learn how to check and top these off yourself. Keep a few bottles of each fluid in the trunk of your car in case of emergencies.

Keep your car’s owner manual handy. Knowing vital car information can really help when something unexpected occurs. If you know your car’s controls, you may even avoid a trip to a mechanic. If you do need a mechanic, you should have the make, model, and trim level available so that they can figure out things like your transmission configuration, size, etc. much quicker.

Do not make the mistake of having someone fix your vehicle just because the amount they charge is cheaper than everyone else. Many times the low prices make up for the lack in quality work. Doing research on the repair shop in question will help you decide if that is the case here.

Your car owners manual is actually a valuable guide to the workings of your car. That means that you should not trash it as soon as you leave the dealer. It can tell you everything from what that light on your dash means, to how to perform basic maintenance on your particular model.

To make certain you are turning your vehicle over to a trustworthy repair shop, take the time to read online reviews of mechanics in your local area. By doing a bit of research on your own and soliciting the opinions of people you trust, you stand a better chance of finding a skilled professional to fix your car. Otherwise, you may end up making a decision you ultimately regret.

If the repairs your car needs are major, get several quotes before hiring a mechanic. While a lot of shops are trustworthy, there are some that will charge you for unneeded repairs. Look around for reputable shops that specialize in your car’s make. These repair shops are better equipped to understand and repair any problem your car has.

Always exercise the highest level of caution when working with your car’s fuel system. Never work around fuel tanks, fuel lines or pumps with sources of ignition such as cigarettes or anything that could produce a spark. Wipe up any fuel spills immediately, and protect yourself by wearing fuel-resistant gloves and eyewear.

Know what the lights on the dashboard mean. They’re there to assist you, so take advantage of them. If you simply overlook them for months on end, there is a chance your vehicle might sustain irreparable damage.

You can fix small dents with a suction cup dent puller. This usually works for very small dents that can easily be covered with the suction cup. If the cup does not work, you will have to apply some filler into the dent, sand and paint until it becomes invisible.

Go to a repair shop you are considering for the long haul with a smaller job first. It can be something as simple as an oil change or a tire rotation. This will give you at least a better hint of their capabilities, workmanship and friendliness before a bigger issue occurs.

Be responsible when performing DIY auto repairs. Just about every item you might replace or repair on a vehicle is environmentally unfriendly. Take care to dispose of liquids such as motor oil and coolant properly. Take used parts to your local junk yard or recycling center. Don’t toss plastic bottles about the landscape. If you are unsure of where you can dispose of these items, check with your local waste disposal agency or an automotive supply store.

If you are repairing your vehicle at home you must be sure to put everything that you take off of the vehicle in one safe place. One of the biggest problems that people run into is they lose a part from their car and can not put everything back together. Do not let this happen to you.

Keep an eye on the wet puddles under your car. Color and consistency may help you figure out the issue. If it’s pastel blue, yellow-green or fluorescent-orange, it may be an antifreeze leak due to a bad hose, leaking radiator, or water pump, or an overheated engine. Dark brown or black oily puddles can mean a bad gasket or seal is causing the leak. Red oily puddles are usually caused by a power-steering or transmission fluid leak. Clear puddles usually aren’t anything to worry about, as they may be condensation from the vehicle.

Avoid being run over by your own car! When you jack your car up, be sure to set your emergency brake. Place bricks behind the tires you are not working on to keep your car from rolling. Keep a set of wedges or three or four bricks in the trunk of your car in case you have to change a flat tire on a hill.

Scout out a reputable auto repair shop before you need one. Finding a good automobile servicing shop can take some time and effort. You don’t want to wait until you are in desperate need of repairs, since you may reach out to the first shop you find. Instead, ask friends for references and check out BBB records well in advance so you are fully prepared when car trouble strikes.

Hopefully this article has made you feel better about what you can do next time you have a decision facing you regarding auto repairs. There is no reason you should feel like there is nothing you can do. Always realize that you have all the power in your hands when it comes to your vehicle if you have a strong knowledge base.