Author Archives: Russ Baker

Solid Tips For First Time Car Shoppers

With the right advice, you can have a much better experience when it comes to buying cars. Everyone has had a less than stellar experience. Flip everything on the salesman, and learn to stand on your own two feet. You can take control, and you can get the deal that you’ve been looking for.

Never go with the set price of a car when you’re car shopping. Usually people price things knowing that they’ll have to lower it when the buyer gets there. If you are paying with cash, it doesn’t hurt to tell them that either. People that see a lot of money are more likely to let it go for less.

Paying sticker price is like flushing money down the toilet. The advertised price of a car is typically just the beginning point. Sticker prices are intentionally high as a way to facilitate negotiation.

When you are considering buying a used car, always have your mechanic check it out first. You are not a qualified mechanic trained to spot problems or repairs, so you need to take it to a professional. Be prepared to pay $100 or so for this service, but it may end up saving you thousands.

Understand the financing office. Most dealerships make the bulk of their money in the financing office. Your interest rate, extended warranties and other add ons are all sold at a premium once you are in there. Understand this, and select any of those options carefully. Most are not necessary for the average car owner.

No matter how far into the purchase you have gone, remember that you are not tied down into one-car dealership until you sign papers. Even if the salesman is very friendly, it is just business. If you find a better deal elsewhere, you have no obligation to purchase from your first dealer.

Check out how much repairs on a car would cost before buying it. You should be able to get a fair idea of what kinds of costs you will have to pay for repairs. And that’s not just for when it is under warranty. What happens when you have to pay full price for an ignition coil? Different cars cost different amounts, so find out.

Be on the lookout for year end specials. These specials generally start in the fourth quarter of each year and feature manufacturer set deals that remain unrivaled when compared to other deals in the year. These deals exist due to the new year and new model year, which means newer cars taking the place of older ones.

Wait until a new model isn’t so new, if you really want it. There’s no point in being the first person with the latest car, if you have to pay more for it. Usually, prices go down after the initial launch. So, if you can hold off your excitement for a few weeks or more, you may get a better deal.

While purchasing a used car often is a great deal, don’t forget that it carries some real risk. While you may be happy with the $5,000, you saved, if you need to buy a new engine in 6 months, you really haven’t saved anything. Always be cautious when buying used.

Make sure you read what you’re signing. If you just sign without reading, you might be disappointed. Once a contract is signed, you will be legally bound to this document. If reading contracts isn’t ideal at the dealership, bring it home and go over it. If you cannot do this, get a copy of the agreement.

Financing is often more affordable when you get it from an institution other than the dealership themselves. The rates they offer aren’t great, but they’re sometimes open to lending you money when your credit is bad, unlike a bank. Check out all of your financing options and find out how much you’ll be approved for before you approach the lot.

Always do your research when buying a used car. There are sources on the Internet that will tell you what a car is worth. In order to find out the value of a car, use NADA or the Kelly Blue Book. If there is a dealer selling cars at too high of a price, search other places.

Go over every inch of the car you wish to buy. Check for any dents and scratches on the exterior. In the interior, look for upholstery tears and carpet stains. Keep in mind that the car is yours once you’ve bought it. This includes every imperfection that comes with it.

Take your time when shopping for a car. It can be very tempting to purchase the first car you see because it looks nice or it has nice seating. However, there may be a car out there that is even better for you. Shop around and make comparisons before making a purchase.

If your preferred make and model is already identified, call the dealership to see if one is currently on the lot. Otherwise, the salesman will try to get you to buy something you may not want. For example, if you want a 4-door car and the dealership does not have any to offer, you have wasted your time. You should call ahead.

While the dealership that you buy your vehicle through will offer financing, check into your options. Get a loan quote from your bank or a credit union. Oftentimes, they will offer better rates than the dealership. This will allow you to bring those quote to the dealership’s financial officer and negotiate a lower rate.

Do not show up at the car dealership dressed to the nines. When you dress to the nines, they’ll think you’re made of money.

You should now know more about what to do when you visit a dealership. Whether you’re buying used or new cars, it’s time to saddle up and take care of business. No one is actually stopping you from that deal but yourself. Be well-informed, and take that information to the bank!

Have Fewer Auto Repair Worries With These Basic Guidelines

When a car breaks down, your heart skips a beat. You may be in a perilous place, and you will have the added headache of searching for a mechanic. How can you know which mechanic is the best? The following tips can help you when you find yourself in need of auto repair.

Prior to having your car repaired, ask how much you will have to pay. If you don’t understand something, ask questions until you do. You don’t want to be hit with unexpected charges after the repairs are done.

Look for an auto repair shop that displays their certifications for everyone to see. Get a good look at it to make sure that they are current. Even if they are certified, that does not guarantee quality work, but there is a greater chance of the work getting done correctly.

When performing your own car repairs, make sure you budget enough time to get the job done. It’s easy to underestimate how long a repair job will take. You may encounter difficult to remove bolts or nuts, or find out a part is harder to remove than you anticipated. Giving yourself enough time to complete the repair safely will make the job much less stressful.

Make sure you are receiving OEM parts. Those are the original parts from the manufacturer. It can cost a lot less to use parts that are generic, but you won’t get the most out of these things after a while. They may initially be a deal, but the generic parts may make you pay more in the long run.

There are no standard warranties on repairs. Make sure you are aware of what your warranty covers and that you have it in writing. Warranties may have limitations such as deductibles, mileage, time, businesses authorized to do the warranty work or special steps needed to get reimbursement. Know your warranty rights.

If you are planning a road trip, make sure that you go and have your car serviced. Plan it a little ahead so you are not rushing to get it done at the last minute. Even if your car feels fine, you want to make sure that you will make it to your destination and back with no issues.

Listen for any strange noises that your car may be making. These may be popping sounds, knocks, squeals, or something else. They are definitely symptoms of some sort of issue that needs auto repair. Keep a log of when you hear them, and note the type of driving you were doing when they occurred. It will help the auto shop diagnose the issue properly.

Go to a repair shop you are considering for the long haul with a smaller job first. It can be something as simple as an oil change or a tire rotation. This will give you at least a better hint of their capabilities, workmanship and friendliness before a bigger issue occurs.

Don’t be afraid of looking silly when you take your car into a shop. Ask plenty of questions. Make sure you know what is going on. You deserve to understand what is happening with your car, and a good technician will not mind your questions. The knowledge may come in handy in the future.

Make sure that the technician working on your car is knowledgeable on the make and model. Cars very greatly from one brand to the other. The only way to get the best service is to work with a technician that is well versed on the inner works of your specific automobile.

If you take your car to an auto repair shop to get one thing fixed and they tell you that other repairs are needed, thank them for the information and decline the additional services. Go to several other places and get quotes before allowing them to do any more work on your car.

If a part on your car has to be replaced, get an OEM (Original Equipment Manufacturer) part. If you want your car to run at the highest possible level, it is important not to just put any old generic part in your vehicle. While OEM parts cost more, they are worth it in the end.

Take some time to learn about your vehicle and how it works. This can prevent your from falling victim to auto repair fraud when you need to bring it to be fixed. It could also lead to you being able to fix simple problems on your own, saving you a great deal of money.

You should get your tires aligned and inflated on a regular basis. You can easily check the pressure and inflate them but you will probably need a professional to align them for you. Keep your tires in good shape will make handling your care easier and can even improve your gas mileage.

Be sure to request a written cost estimate for all repair work to be done on your automobile. The estimate must identify the specific work to be done, as well as what the repairs will cost you. It is essential that the estimate is signed by a representative of the company.

Ask your auto repair shop for a list of fees before you allow any work to be done on your car. Inquire how much any replacement parts will cost and how long the repair is estimated to take so you know how many hours of labor you will be billed for.

After paying a mechanic to replace an old part on your vehicle with a new one, ask him to give you back the one that he removed. When the mechanic says no, it’s likely that he never actually replaced the part. Be wary if this occurs, and make sure to press the issue.

Finding a reliable auto repair company is not easy. When you arm yourself with the right information, however, doing so becomes a lot easier. Your experience will clearly be better when you know exactly what to ask and what you need to expect. Keep this advice in mind if you have issues later.

Make Car Shopping Fun And Easy With These Tips

When looking to buy a new or used vehicle, many things come into play. You want to make sure you get the best deal, and it’s not always easy. Frankly, it can be quite frustrating without the right tips and ideas. Make sure you pay attention to the following article, as it will help you through the buying process.

Never go with the set price of a car when you’re car shopping. Usually people price things knowing that they’ll have to lower it when the buyer gets there. If you are paying with cash, it doesn’t hurt to tell them that either. People that see a lot of money are more likely to let it go for less.

Watch out for the up sells in the financing office. When you reach the financing office, you will always be offered an extended warranty, interior protection, gap insurance and other such add ons. Make sure that you understand these well before making a decision to purchase them. Most are not worth the money you will spend, and you’re better off saving each month in the event that you need a repair or your interior gets a stain.

Know what you want before you step foot in a dealership. You are going to be dealing with professional salespeople, so have your mind made up about what you are willing to pay, what you want and what you are not interested in. That will make it less likely for them to sway you.

Test drive your proposed vehicle without fail. Even if you know what your next car should be and the dealer has it, still take it out for a test drive. Hands-on knowledge of the car is essential. You might just find something you do not like about the car.

Find out the vehicle’s mileage before you agree to purchase it. Even if you know a particular car should get a certain gas mileage, be sure that it still does. A car can lose its efficiency overtime, which can mean a large expense in getting to the places you need to go.

Check for dealer incentives. You might want to call ahead to a few different dealerships to find out which promotions; they are running that may benefit you. Do that before going out to a million different spots. Just use the phone and ask them personally, and you may be able to save more on your car.

Find out all you can about rebates. You can either get a cash rebate, low loan interest rate or the dealer themselves gets the rebate in cash. It is the manufacturer who offers these rebates, not the dealership. This will only be available on cars available on the lot, of course.

Consider skipping the dealership entirely. An auto broker will work with multiple dealerships to find you the best deal on the car you want. You can usually find these online, and the dealerships will pay the fees for their use. This is a good way to comparison shop without having to visit multiple dealerships.

Research the laws in your state when it comes to purchasing a bad car. There are some states that have lemon laws. They will protect you from buying a car that isn’t in great condition and not being able to get a refund. Not every state has these laws, which is why it is important for you to do your research.

How the staff at a dealership treats you when you arrive and thereafter show a lot about how they work. If the same salesperson takes you from start to finish, you have a good lot. If they pass you off to a high pressure “closer,” you might want to head to another location.

Check online car prices in your city as well as in nearby cities. People from different zip codes may have prices that are different, and it could be cheaper to go to a city that’s nearby. If you go online and compare price trends, you can find out the the cities that offer the lowest prices.

Have car insurance in place before you go car shopping. You need to have insurance before they will let you drive the car off the lot, so make sure to shop around for the best. While there are some companies that let you sign up from the lot itself, that may not be the best insurance deal you can get.

Do not allow a dealer to pressure you into making an immediate purchase. The truth is that there may be a similar car in another car lot that is has a better price. Let the dealer know you are interested, but make it clear that you want to consider other dealers before making a final purchase.

If you have flexibility, try to wait for a promotion with low interest. If you are really patient, you may even be able to find zero interest periods. This will make the total price you pay for your car be significantly less than you planed to pay. Keep an eye out for local dealerships running this.

If a dealer offers to give you, a used car that is similar to the new car you are interested in, make sure to check the value of that car first. Go home and take a look at some online pricing guides to help. Sometimes these really are great deals, but sometimes it is a bait and switch practice used to get used cars off the lot.

Learn about the cost to insure the particular type of car that you found. The cost to insure different makes of cars will differ drastically. If you take the time to learn the cost to insure it before you buy it, you will likely save yourself the grief of losing the car if the cost is more than your budget allows.

Now that you have a better idea as to your approach when it comes to buying vehicles, you’re more well-equipped as a buyer. Don’t let those salesmen push you around all over the sales floor, getting you to do what they want. Instead, take control of the situation and get what you want.

Shopping For Cars? What You Need To Know

Car shopping should be something you are excited about, not stressed to the max over. When you shop for a car, you do need a little knowledge and some determination and you can come out on top. Read the following article and it will share some things you can do to make the most out of your car shopping experience.

What can you afford? You have to understand exactly how much money you have every month to not only pay for the car lease, but also insurance, licensing costs, gas, and repairs. Everything must be covered every single month or else you’ll have to reduce the amount you have to spend on the car itself.

Never, ever skip the test drive when you are car shopping. You have to get behind the wheel of that car and see how it feels before committing to a buying it. Make sure you try a variety of driving conditions, including surface streets and interstate driving. Do not forget to try pulling it into a parking space in a shopping center.

Watch out for the up sells in the financing office. When you reach the financing office, you will always be offered an extended warranty, interior protection, gap insurance and other such add ons. Make sure that you understand these well before making a decision to purchase them. Most are not worth the money you will spend, and you’re better off saving each month in the event that you need a repair or your interior gets a stain.

Shopping for a new car can seem complicated when it comes to pricing. Take your iPad or phone with you to the dealer. You can search the Internet and find car payment calculators that will let you know what your payment is going to be without having to rely on the dealer.

Only use reviews on the internet as a general guide. A lot of people when they have problems with a car will post negative reviews on the internet. So look at all the reviews for common problems as opposed to a general ranking. If there is a problem with a major component, then probably find a different vehicle.

Never take a car at face value. Though you may not be a mechanic, it is a good idea to do a thorough inspection of the vehicle. An important part of the inspection is a test drive. This allows you to feel the car on the road, listen for any wayward noises and possible spot issues with performance.

Whenever shopping for a used car, it would be wise to stick with certified pre-owned vehicles as this greatly reduces the likelihood that you’ll end up with a car that is in poor condition. Just make sure that the certification if offered by the car manufacturer rather than the dealer.

Take your time when shopping for a car. It can be very tempting to purchase the first car you see because it looks nice or it has nice seating. However, there may be a car out there that is even better for you. Shop around and make comparisons before making a purchase.

You should never even consider purchasing a car before you test drive it. In fact, before giving a test drive and general overview of the car, you need to assume it is horrible. The car needs to prove itself to you, so don’t fall in love with a specific car and then try to justify its value.

Speak to loved ones about who they bought their car from. Their advice should help steer you in the right direction. You can trust what they say as they are likely to be looking out for your best interests, which makes their advice far more reliable than that which you find on the internet.

While the dealership that you buy your vehicle through will offer financing, check into your options. Get a loan quote from your bank or a credit union. Oftentimes, they will offer better rates than the dealership. This will allow you to bring those quote to the dealership’s financial officer and negotiate a lower rate.

When shopping for a car, it is important that you keep safety in mind. “Passive Safety” involves the features the car has to keep everyone in it safe. This includes reliable seat belts, air bags, energy-absorbing crumple zones and head protecting advice. Look for these features when searching for a car.

If you are considering purchasing a used car, you might want to buy a membership to AAA. There is a little bit of unknown when buying a used vehicle. If you have the AAA membership, they will come and help you if you have trouble. They will even tow your car for free to have it fixed.

If you can, wait until the last days of the month before you purchase your vehicle. Every staff member has a monthly quota they have to meet. Buying a car at the close of the month assists them in reaching this quota. It is sometimes possible to utilize this fact to negotiate a great deal on the vehicle you are interested in purchasing.

Really think about the bells and whistles you will need on your car. Many trim options are only available with certain packages. For example, if you want heated seats, you may be required to buy a package that includes leather seats. You may have to make a few concessions in what you get or how much you’ll have to pay to move up to higher trim levels.

When you are using things like rebates, low interest or cash back, you have to keep in mind the source of these incentives. They are exclusively offered by the manufacturer, so don’t let the dealer tell you he is unable to fulfill it. If he says the, simply take your business, and rebate, elsewhere.

As you can see, car shopping does not have to be stressful. There are quiet a few things you can do to make the process go a lot smoother. Use the helpful tips shared in this article and you can be driving off in your shiny new car in no time.

The Professionals Share Their Car Shopping Secrets

In the past, you have not have had much luck finding the best deal for a car. But, things are about to change. You are about to read some very good information regarding striking the right deal when searching to buy a vehicle.

Visit your local bank and get pre-approved for a car loan. This one step cannot only save you a lot of time at dealership, but it will also save you money most of the time. By getting a loan at your bank, you can negotiate your interest rate more effectively; thus, lowering your overall payment.

Do not get your heart set on a particular model of car when you are car shopping. You need to leave your options open so that you can get the best deal possible. The exact car you have decided you want may not be the best available option at the time you are ready to buy.

Don’t forget to calculate ownership costs when selecting a new vehicle. That bargain priced SUV might not be such a good deal if it means you will be spending twice the amount you used to on gasoline to drive it. The same goes for sporty racing style cars or models favored by car thieves that both can come with increased insurance rates.

If you are wanting to buy a new car, you should ask your bank for financing before you go to the dealership. This is can boost your security. Dealership finance departments typically give you better rates, but you should compare rates anyway.

Make a wish list of cars that you are interested in. You have seen many cars in advertisements and on the road. It should be easy for you to build a solid list of vehicles that would suit your style. You can add a couple of dream cars that seem out of your range; however, be realistic about what you can afford.

Due diligence should be exercised when planning your car budget. It is imperative that you take a full and realistic look at your budget. Not only must you consider a car payment, you must also consider insurance, gas and maintenance for the vehicle. There is nothing worse than having a vehicle that you cannot afford to drive.

Once you have found the perfect car, ask for a vehicle history report. A vehicle history report will list any instances that the vehicle has been involved in. If your dealer does not offer this service, you can purchase one yourself online for a nominal fee. This report will help you avoid purchasing a car that has been in a wreck.

Never turn over your trade-in keys to the salesperson before the deal is finalized. Some pushy salespeople will hang onto them in an effort to pressure you into hearing them out, even after you have turned down a deal. Keep the keys in your possession and only hand them over when the deal is done.

Visit a local auto show to find out more about the cars available. This is a great opportunity to look over many different cars in one place. This also gives you the opportunity to talk to knowledgeable folks. You should be able to walk out of an auto show with a good idea of the cars you’d like to look into further.

Demand a safety report and vehicle history report from the dealer. Any good car dealer will have these items available for any vehicle on the lot. This is information that will tell you how safe the vehicle is as well as any major accidents or work that has been needed on the car.

Bring a friend with you on your car shopping trip who isn’t personally affected by your decision to buy a car. Your friend can advise you if you’re acting irrationally. Don’t only settle for having them there in the showroom. Take them along for the test drive as well.

Find out how much it will cost to insure a specific vehicle before you purchase it. Insurers charge a lot more to insure sports cars than other vehicles. Even the color of the car can influence the insurance cost. To guarantee that you are not surprised once you have already paid for the car you must do your research.

Speak with the car dealer about his return policy. You may even want to get the policy in writing. Even if you have test driven the car and everything seems fine, you never know what could happen later that day or week. It’s important that you know what the dealer’s policy is on returning it in case something should happen.

When purchasing a car, be wary of the age and mileage warranty of the vehicle. In most cases, you are likely to hit the mileage first so make sure you understand exactly how long you are likely to be covered before making a decision on what vehicle you will purchase.

When in the finance office, read your final contract thoroughly. Many dealerships will try to rush you through this step, and they may change important information or financing terms as a result. Make sure the terms are exactly what you agreed to. If they are not, ask them to make changes before you sign anything.

Look into all of the fine print on your financing papers. Just because your monthly payment is lower does not mean that you are getting the car for less. It could just be a way to get you to buy the car for the original price so the salesman can keep the entire amount of commission that he set out to earn.

For people who are looking for a new car, try to think about how much it is going to cost you to own the car. That new sports car may look nice, but it could end up costing you three times the amount in gas as a nice economical sedan.

Now that you’ve read these tips, you should be better prepared to make savvy decisions while shopping for your next vehicle. Purchasing a new car should not be a source of stress. This information will provide you with the confidence needed to get your car.

Car Buying? What You Must Know First

Struggling to get your car paid off? Are you mad about the last deal you got? Perhaps you’re looking for an automobile now, and you’re not sure what to do differently. You’re in the same boat with many other people. Keep reading to find out information regarding what to do next time you enter a dealership.

Never go with the set price of a car when you’re car shopping. Usually people price things knowing that they’ll have to lower it when the buyer gets there. If you are paying with cash, it doesn’t hurt to tell them that either. People that see a lot of money are more likely to let it go for less.

Do not allow yourself to buy the first car that you see, even if it seems like it would be perfect for you. There are so many vehicles out there for sale that buying the first one may cause you to lose out on making a much better deal on a car you may like a bit more.

Never leave your car with the dealership overnight. Many dealerships will offer you the opportunity to take the car that you are considering home in order to test drive it longer. While this is certainly appealing, it essentially means they are given the opportunity to hold the car you own hostage. This makes it more difficult to walk away from a bad deal, and it is not to your advantage.

If you don’t know how to deal with sales pitches that are high pressure, get a companion to shop with you. A friend can be brought along to help you figure out the worth of the car and ask questions that are important. Tell your friend what budget you are looking at.

A great tip for those looking to buy a used car would be to research what the resale value of the car is. Look at the Kelly Blue Book value and compare it to the condition that the vehicle is currently in to see whether or not the price is fair.

Do not get all the extras offered during the negotiation. These things include extended warranties, clear coat and fabric care options. You can generally purchase these features after you have bought the car for a fraction of the price. Also, do yo really want to be paying for these few features over the length of the loan.

No matter how far into the purchase you have gone, remember that you are not tied down into one-car dealership until you sign papers. Even if the salesman is very friendly, it is just business. If you find a better deal elsewhere, you have no obligation to purchase from your first dealer.

Be on the lookout for year end specials. These specials generally start in the fourth quarter of each year and feature manufacturer set deals that remain unrivaled when compared to other deals in the year. These deals exist due to the new year and new model year, which means newer cars taking the place of older ones.

Never shop for a car based on what you want to pay monthly. Most car sellers will try to help you shop around a monthly payment. This means they can put you in a car that is not what you want by telling you it is what you can afford. The only one who wins is the dealership.

All car dealerships are not made equally. If you find one store to have prices that are very expensive, just walk right back out. If they have overpriced their products, you can feel free to assume they will not take this negotiation seriously. Look for a reputable dealer instead.

Read before you sign. Prior to signing your name to paperwork, you must always read things thoroughly. If you sign, you are locked in. Take as much time as you need when analyzing the contract. If they won’t let you take it with you, ask them for a copy.

Ask the salesperson tough, detailed questions about the car. Make a list before you go based on internet research so that you know the answers. If they get any wrong, you know you’re dealing with an inexperienced, knowledge lacking sales force, which shows a low-quality dealership is in place.

If an advertising fee is included in the vehicle price, let the dealer know it is unacceptable. Why should you pay for their ads? If they insist, tell them you’ll walk. They will most likely not let you walk out.

Ask to see the service records of a used car. If the previous owner was maintaining the car properly, they kept the receipts of all the work done to it. Usually you will have paper work from oil changes, tire changes, brakes, and any other routine maintenance that was done to the vehicle.

If you think, you will have your car for a while, pay a little more to get a few more options. In the long run, it will benefit you to have what you want. If you don’t, you may add on later and pay even more money. For example, getting a navigation system included will generally cost you less than picking one up in the future.

If you’re trying to secure a car loan, don’t automatically accept the rate that a person is telling you. Shop around, and see if others have something different to say. Some dealerships will try to give you a different rate just to see if you bear down and take their deal.

Since purchasing a vehicle, new or used, is a significant investment, it is important that you explore your options thoroughly. A good starting point is determining what your budget is for this purchase and how you will finance this purchase if you do not have enough money saved to make full payment up front. By knowing how much you can afford to pay each month, you can narrow down your choices when you start actually shopping for your next automobile.

Do you feel better equipped now to get the terms that you’ve been searching for? It’s not made easy, but with the information you’ve just read, you should be able to handle yourself much better. It’s time to walk out of the dealership with your head held high, knowing you secured a great deal.

Great Advice For Shopping For A Car

Want to get the best car at the best price? Dealing with salespeople is not easy, but you should be able to get the car you want if you prepare yourself in advance. You simply need to go to the dealership prepared.

When you are going to buy a car, you need to know ahead of time which features are essential for you in the car. Have a clear picture of what you want, so you can search for the right price as well as the right car for your needs.

If you are trading in an automobile, visit your local library and find out the value of your car. You can also look this information up online in several different locations. By having the trade-in value of your car and the retail value of your car you can negotiate better.

Rather than buying a brand-new car, purchase a lightly used one that is only a couple of years old. Many cars come with transferable warranties that last for three years or 36,000 miles. You will save a significant amount over buying new, and the warranty will give you peace of mind for the first year or so.

Do not make the mistake of believing that you have to pay the full asking price for a used car. There should always be room for negotiation. if a car has been on the market for a while with no buyers, that will make the seller more likely to accept an offer of less than they are asking for.

When overbearing salespeople are difficult for you to handle, take someone with you when you shop. Bring along a friend or relative to help you negotiate prices and ask important questions. You should talk to your friends or family member about your budget and needs before you head out to the dealership.

Take an extended test drive. Don’t just take it for a quick spin through the neighborhood by yourself. Instead, enlist everyone who will be regularly riding in the car to share their opinions. Ask the dealer for a full afternoon test drive so that you have the chance to take it on the freeway to check things like the pickup and the blind spots, and spend some time really feeling the comfort of the interior.

Make sure that when you are car shopping that you know what you’re looking for first. Call around to some of the dealerships and see if they have something you’d be interested in. You may also be able to find their website and check out the vehicles before spending time going up there.

Ask your dealer to let you take the car to your mechanic. This should be someone you trust. Never use one recommended by the car dealer. He should tell you both if it’s a good deal and whether it is ready to be driven.

Talk to your bank or credit union before you head out to the dealership when you are in the market for a car. Find out how much of a loan you are eligible for. This way, you will know how much you can afford to spend, and you will know what kind of car to look for.

Figure out how much you can afford on a car payment before you get there. If you wait, your eyes will be big, and you will be willing to pay anything to get what you want. Start out with a firm figure and do not allow yourself to be moved by anything the salesman says.

When purchasing a car, be wary of the age and mileage warranty of the vehicle. In most cases, you are likely to hit the mileage first so make sure you understand exactly how long you are likely to be covered before making a decision on what vehicle you will purchase.

Make sure you allow time before making a purchase of a car that has been newly released. The cost will be higher than if you wait. Allow some time to pass to let the excitement wane.

Take extra care when car shopping if you are a female. The sad fact is that some salespeople believe that women are uninformed buyers and will try to take advantage. Arm yourself with research on prices ahead of time, and don’t be afraid to walk away if your salesperson seems condescending.

Visit an insurance agent in order to receive an estimated cost of coverage prior to buying your desired vehicle. Once you find the price you will pay on premiums, you may rethink the car. Look for a vehicle that will balance price with low insurance rates.

Talk with an insurance company and have them on standby for your purchase. You can’t drive an uninsured car off the lot and you do not want the insurance that the dealerships offer. Instead, when they propose their insurance, simply hand them your provider’s card and ask them to call.

When you buy a car, you must know about its fuel economy. You don’t want to drive a vehicle which was cheap to buy but expensive to run! Find a car which is a happy medium of low initial investment plus reduced cost to fill the tank. The better the MPG, the happier you’ll be.

Did you know that the EPA levies a tax against cars which have a miles per gallon rating of less than 21.5? This could be as much as $7,700 per year for the worst offenders! Find out whether or not the car you buy will be taxed before you buy it.

Look into financing before searching for vehicles. You will know what is in your budget. This will also keep you from being enticed by low down/monthly payment offers on cars that are out of your price range.

If you are eligible for a great rate on an auto loan from a car dealership for the purchase of your vehicle consider the length of time the loan is for. If you can pay off your car sooner, you can save money by reducing the interest you pay, even if that interest is at a low rate. For instance, you can ask the car dealership whether a five-year loan can be reduced to a three-year loan at the same rate.

Now that you’ve finished this article, you know better how to go about car shopping. You’ll be prepared for anything. Remember the helpful advice you’ve read, and get started.

Are You Going Car Shopping? Read This!

If you are thinking about shopping for a car, there is a lot you’ve got to know. There are a lot of car salesmen out there waiting to do their best to sell you their cars, but they may not be the right care for you. Take a look at these car shopping tips to get a better idea of what you must think about.

Do not make the mistake of believing that you have to pay the full asking price for a used car. There should always be room for negotiation. if a car has been on the market for a while with no buyers, that will make the seller more likely to accept an offer of less than they are asking for.

Do not buy a car just because it is a good deal. You have to live with this car after you take it home, so it needs to be something that you really like and that works for you and your family. You also need to make sure you can really afford it.

Learn about the true market value of the car before making an offer. Oftentimes, dealers will have the car marked up a certain percent over the value so they have some wiggle room. If you know the market value, you can better haggle with them about the price you will pay out the door.

When sitting at the bargaining table, take the time to negotiate the price of the car before talking about your trade-in. Doing this will help you get the best price on both vehicles. To do this effectively do not discuss trade-ins until after you have settled on a price of the new vehicle.

Car shopping will take many hours. Don’t rush yourself by planning something later in the day. Plan for several hours, at least. If you don’t have time, don’t fear leaving and returning another time.

Read all of the fine print that is on the contract for the car you want to purchase. Even if you think the car salesman is being perfectly honest with you about everything involved, you need to make sure you are not signing anything that you will have regrets about later.

Search for your new car online before you ever visit a dealership. Searching online allows you to look at inventory from multiple dealerships, and it makes you privy to information about online only pricing. This is a great way to comparison shop and really make sure you are getting the best deal.

When negotiating a deal on your new car, have online information in hand. There are many sites that will provide you with things like invoice pricing and incentives, and this information can prove valuable as you negotiate your price. Print it out and bring it to the car dealership, so there is no question about the accuracy of what you are saying.

Those of you who are in the market for a certified pre-owned vehicle would be wise to check the cars certification checklist. This will allow you to be sure that all components have been inspected and everything is in order allowing you to buy with a great deal of confidence.

If you are thinking about buying a car that is still under warranty. You need to make sure that whatever is left of the vehicle warranty is in writing. You don’t want to purchase a car only to find out that the warranty has been void, leaving you paying extra for nothing.

While you may want to buy a car today, buying off the lot may mean that they don’t have a car with the features you desire. You can always ask them to call affiliated dealerships to see if they have the car on the lot, but don’t sound desperate or they’ll raise the price.

Talk to your friends and neighbors before buying your car. Ask what their experience was like with various dealerships, and visit only the dealerships that you are hearing positive things about. This can save you a lot of hassle while you are shopping and make your car buying experience that much more pleasant.

The car industry makes money on any margin of profit. If you can find out how much the dealership is generally buying their cars for, it will make it much easier to find their bottom line. This means you need to do some research on your local car market.

Financing is often more affordable when you get it from an institution other than the dealership themselves. The rates they offer aren’t great, but they’re sometimes open to lending you money when your credit is bad, unlike a bank. Check out all of your financing options and find out how much you’ll be approved for before you approach the lot.

Whenever you are in the market for a car, be it new or old, make sure you take it for a test drive. You need to get a feel for your car to see if you can picture yourself driving it day in and day out so this step cannot be emphasized enough.

If you are planning on using your current car as a trade in, don’t let the dealer know right away. Your first goal is to negotiate down the price of the car you wish to purchase. Information like trade-in value is valuable to the salesman, so keep it to yourself until the right moment!

Buying at the end of the month can work to your advantage. Dealerships have quotas that they want to reach. When you make your purchase at month end, it is likely that your deal will help them reach their quota. This can sometimes be used to your advantage because you negotiate the best price for your desired car.

Buying a car is something that you should take your time with. They cost a lot of money and you need them to do a lot of things for you. That’s why you should use the tips laid out here to help you figure out which is the best car for you.

How To Shop Smarter When You Need A Vehicle

Car shopping may be on the horizon for you, but you might want to run the other way. Many people are scared by the process, but that doesn’t have to include you. This article has a great number of tips and tricks which will make your car shopping time pleasurable.

Do not get your heart set on a particular model of car when you are car shopping. You need to leave your options open so that you can get the best deal possible. The exact car you have decided you want may not be the best available option at the time you are ready to buy.

Never leave your car with the dealership overnight. Many dealerships will offer you the opportunity to take the car that you are considering home in order to test drive it longer. While this is certainly appealing, it essentially means they are given the opportunity to hold the car you own hostage. This makes it more difficult to walk away from a bad deal, and it is not to your advantage.

Before signing any contract take the time to read every line, including the fine print. If there is anything listed that you do not understand, do not sign until you get an answer that you understand. Unsavory salesmen can use a contract to insert many fees that were not discussed.

Take an extended test drive. Don’t just take it for a quick spin through the neighborhood by yourself. Instead, enlist everyone who will be regularly riding in the car to share their opinions. Ask the dealer for a full afternoon test drive so that you have the chance to take it on the freeway to check things like the pickup and the blind spots, and spend some time really feeling the comfort of the interior.

Set a budget and stick to it when shopping for a car. It can be very hard to stick to a budget when you find a car that you really want, but there is nothing good about an impulse buy. Figure out what you can afford before you start looking so that you do not break the bank.

Wait until you have a deal on the vehicle of your choice prior to discussing trade-ins, incentives or down payments. These different things should be deducted from the final price. You can get the best price this way.

Before going car shopping, clean all personal items out of your car. Doing this one thing will save you considerable time at the dealership. This will also ensure that you do not leave behind important documents such as insurance papers. Nothing is worse than getting home and realizing the you left something in the car you just traded in.

If you are trying to determine your trade-in value for your current vehicle, be sure to take it to a few dealers. By going to a few different dealers, you’ll be able to get a rough estimate of how much your car is actually worth. This will allow you to turn down low ball offers that someone may make for your car.

Don’t let the salesperson know you have a trade in until you have a firm sales price in hand. Some dealers will inflate the price if they think you’re trading in a car, so they can offer you a lot for the trade in, which is, then balanced by the new price they give on the car they’re selling.

Don’t hand over the keys to your trade in until the deal is signed. If they have your car “hostage,” they can use it to pressure you to buy the new car. Wait until the deal is done to ensure you keep control of the situation at all times during the transaction.

Speak with the car dealer about his return policy. You may even want to get the policy in writing. Even if you have test driven the car and everything seems fine, you never know what could happen later that day or week. It’s important that you know what the dealer’s policy is on returning it in case something should happen.

All car dealerships are not made equally. If you find one store to have prices that are very expensive, just walk right back out. If they have overpriced their products, you can feel free to assume they will not take this negotiation seriously. Look for a reputable dealer instead.

Check for dealer incentives. You might want to call ahead to a few different dealerships to find out which promotions; they are running that may benefit you. Do that before going out to a million different spots. Just use the phone and ask them personally, and you may be able to save more on your car.

When purchasing a car, be wary of the age and mileage warranty of the vehicle. In most cases, you are likely to hit the mileage first so make sure you understand exactly how long you are likely to be covered before making a decision on what vehicle you will purchase.

Don’t tie yourself into one make or model, but also avoid opening yourself to every single car. You should go into a dealership with a goal-orientated flexibility. This means that you need to research two or three cars beforehand and then be willing to switch between these based on the best negotiation.

Research the resale value of the car you are considering. This way, when the time comes to sell the car you are buying, you will be able to get a decent amount of money back out of it. You do not want to end up stuck with a car because you owe more than you can sell it for.

These simple tips and tricks truly change the tide in your favor. They give you the knowledge you need to make car shopping smooth sailing. As long as you put them to use, you’ll find that you not only enjoy buying a car today, but that you never struggle with it in the future either.

Shopping For A Car? Try These Tips

Congratulations on your decision to buy a new car. Once you obtain your vehicle, you can drive on the open roads and feel the wind in your hair. There are a few things to consider before you buy the car. Read the following article for some car shopping tips that might help you when it’s time to buy.

Do not let a dealer talk you into buying more car than you can afford. If you allow it, a salesman will convince you that you need something more expensive or sporty. Remember, the more expensive the car, the more commission he or she will make.

Learn about the true market value of the car before making an offer. Oftentimes, dealers will have the car marked up a certain percent over the value so they have some wiggle room. If you know the market value, you can better haggle with them about the price you will pay out the door.

Talk to your friends and family to discover their opinions. Are they happy with their vehicle? Do they regret their purchase? Are they hearing great things about different cars? This is the best way to start gathering information when purchasing a car.

Check the BBB rating of your local car dealers before you visit them. As you likely already know, car dealers can be less than honest. Save yourself from a lot of stress and expense by investigating how others feel about the car dealer. The time it takes is nothing compared to the time you can waste at a sheisty dealer.

Go to car shows to see what kinds of makes or models might fit you. Auto shows are the best place to directly make vehicle comparisons. Additionally, you have the opportunity to be surrounded by car experts. You’ll be able to leave the show with a much better idea of what you are looking for.

Be careful about giving out a social security number. Many of these dealerships get that kind of information early to ruin your credit. Many credit report checks can be a red flag to financiers. Wait until you’re sure that a deal can happen before giving out the social security number you have.

Get a vehicle history report for any car you are seriously considering. All you need is the vehicle identification number (VIN). This report can tell you about the car’s accident and repair history, as well as whether the car has been in a flood or other disaster. Some sites allow you to pay for a one-month subscription, which is handy if you will be pulling reports on multiple vehicles.

Most of us are looking for the best possible deal when shopping for our next vehicle. One way you can get a great deal is by utilizing the time of the month to your advantage. At the first of each month, auto dealerships must pay for each of the cars they have on their showroom floor. So, at the end of each month, these dealers are more apt to negotiate so they can get rid of some of these vehicles. If you shop during the last week of the month, you can get the best deals!

If you start to feel uncomfortable or pressured by a salesman, just walk away. If you are subjected to further persuasion attempts, keep walking. Tell him you have another appointment. Leave immediately! There are dozens of dealerships nearby, so the hassle isn’t worth it.

When shopping for a car, it is important that you keep safety in mind. “Passive Safety” involves the features the car has to keep everyone in it safe. This includes reliable seat belts, air bags, energy-absorbing crumple zones and head protecting advice. Look for these features when searching for a car.

Hone your negotiation skills before you go to the lot. Practice with friends and family to help you prepare for the big day. Read online to find out what sort of sales tactics dealers use. This will give you the answer to any question they ask, keeping the power in your hands.

There is one online tool that should never be overlooked when making a car purchase, the Better Business Bureau. With just a few minutes of research this organization will indicate which dealerships you should completely avoid. It can also give you an idea of which ones offer more reputable services.

You should always test drive any car you are considering purchasing. Before buying the car, you should get a feel for how it drives so that you can be satisfied with its performance. If the dealer doesn’t have your desired car available to test drive, try another one or wait until they get it in stock.

Make sure to check a car’s history before you buy it. This is particularly important if you are buying used. Make sure there were no serious accidents or structural damage. If there were, the car might be dangerous to own and have a very low resale value. Checking is easy on many online sites.

There are many calculators online which help you figure out what you’ll actually be paying every month on your car, so use them. While you may think a $25,000 car is cheap, the interest rate on it when you get a short-term financing deal may make the payments far higher than you think.

Talk to your insurance company before visiting the dealership. Find out how much it would cost to insure the type of vehicles you are planning on looking for. It’s important to factor insurance costs into your car-buying budget because your insurance can skyrocket when you buy a brand-new vehicle if you aren’t careful.

Buying a car is a monumental time if anyone’s life. You must consider many things before you make a payment on a car, some of which could affect the life of your vehicle and the price you pay for it. Remember the tips that were featured in this article and head to your local dealership today!