Some people love shopping for new cars, while others find the experience to be stressful, daunting and unpleasant. If you are in the latter group, it’s smart to do some homework and preparation before launching your car hunt. Check out this invaluable advice, then keep it in mind as you approach the dealership in search of your next vehicle.

You should not buy a used car without having a good third-party mechanic look at it first. If the seller or dealer declines, take your business elsewhere. An adequate mechanic can make an impartial opinion on any problems in the vehicle like signs of flood water submersion or car wreckage.

Check out the maker’s site if you want to customize your car. While the cars on the dealership lot may be the kind of car, you want, a number of car manufacturers give you the opportunity to customize the car a bit with color and features. You may have to wait a few weeks more to get your car, but it might be worth it.

If you are purchasing a new vehicle, you should be aware of what you can spend. Never exceed the maximum amount of this budget, regardless of what the car dealer says. In the end, this is your money paying for the vehicle.

Do not be turned off from a car because it is used. Most people would like nothing more than to buy a brand new, shiny car. But, is this really feasible for your financial situation? Many used cars are perfectly fine and will not break your back nearly as much as a new car will.

Read all of the fine print that is on the contract for the car you want to purchase. Even if you think the car salesman is being perfectly honest with you about everything involved, you need to make sure you are not signing anything that you will have regrets about later.

Due diligence should be exercised when planning your car budget. It is imperative that you take a full and realistic look at your budget. Not only must you consider a car payment, you must also consider insurance, gas and maintenance for the vehicle. There is nothing worse than having a vehicle that you cannot afford to drive.

If you are absolutely in love with a certain color or interior finish, don’t settle for less. Though the specific vehicle that you want might not be in stock at your local dealership, ask them if they can get it for you. Most dealerships have relationships with other dealerships and will trade vehicles back and forth. Keep in mind though, you might end up paying a little bit extra to cover some of the costs of the trade.

Although monthly payments are important when considering a new car purchase, many times a dealership will extend the length of the loan and raise the interest rate to get smaller payments. To avoid this do not negotiate payment amounts until you have negotiated the sales price of the vehicle.

Check out how much repairs on a car would cost before buying it. You should be able to get a fair idea of what kinds of costs you will have to pay for repairs. And that’s not just for when it is under warranty. What happens when you have to pay full price for an ignition coil? Different cars cost different amounts, so find out.

You are a female shopping for a car, never agree to work with a salesman who treats you in a condescending way. Some salesmen will try to take advantage of female shoppers and offer them unfair prices or financing terms. This is not what your car-buying experience should be like. If it is, visit a different dealership.

Spend time doing your homework on used cars before you commit. There are many websites online that will give you an estimate of what your car can be sold for. You can find out what a vehicle is worth by using the NADA or the Kelly Blue Book. If a car is selling at the dealership for much more than the price that these resources suggest, you should go somewhere else.

Consider skipping the dealership entirely. An auto broker will work with multiple dealerships to find you the best deal on the car you want. You can usually find these online, and the dealerships will pay the fees for their use. This is a good way to comparison shop without having to visit multiple dealerships.

Never give your trade-in’s keys to the dealer before you’ve come to an agreement. The dealer could take your keys (and thus, your car) hostage and manipulate you into an unfair deal. Always hold on to your keys and if the dealer wants to take a look inside the car, open it up for them while you hold the keys.

Have car insurance in place before you go car shopping. You need to have insurance before they will let you drive the car off the lot, so make sure to shop around for the best. While there are some companies that let you sign up from the lot itself, that may not be the best insurance deal you can get.

When you are using things like rebates, low interest or cash back, you have to keep in mind the source of these incentives. They are exclusively offered by the manufacturer, so don’t let the dealer tell you he is unable to fulfill it. If he says the, simply take your business, and rebate, elsewhere.

Do you want to buy new or used? There are certain situations that might make it better for you to buy new, but if your budget does not allow for it, there are great used deals as well. Learn about warranties and rebates on both new and used before you begin shopping.

Now you should love the thought of buying your new car. However, knowledge on the matter is vital if one wants to maximize the car shopping experience. Use what you’ve learned, and show the salesperson a thing or two.