Buying a car is not something that you should take lightly. Car shopping can be about picking out a car that you like, of course, but keep in mind that the car you choose has to protect your family in the case of an accident, and has to be able to get you where you need to go. Here are some wise suggestions to consider when car shopping.
Watch out for the up sells in the financing office. When you reach the financing office, you will always be offered an extended warranty, interior protection, gap insurance and other such add ons. Make sure that you understand these well before making a decision to purchase them. Most are not worth the money you will spend, and you’re better off saving each month in the event that you need a repair or your interior gets a stain.
Be wary of any dealer who is not willing to give you an extended test drive. Asking for a full afternoon to test out the car is a perfectly reasonable request. If the dealer refuses and will not accommodate the request, you should take your business elsewhere. A car is a big purchase and a big commitment, a dealer should understand that and let you get completely comfortable with the car before purchasing.
A test drive needs to be taken. You never know how the car is going to run, despite how it may look outside. Always take the time to test the equipment. You need to feel the wheel under your hands and the road under your tires. You might just find something you do not like about the car.
Work on your credit score before you buy a car. A bad credit score means higher interest fees. That will result in a higher monthly car bill. And in some cases, that will result in higher premiums for car insurance. Get your credit in order so you aren’t locked into high fees for the life of your car loan.
Always take any used car you are thinking of buying to a mechanic that you trust. Do not take the dealers word that the car is in good condition. They might have only owned the car for a few days or bought it from an auction. They really have very little knowledge of the vehicle you are trying to buy.
Ask the dealer to let your mechanic examine the car. You will want to get someone who you have faith in. Avoid using the dealer’s mechanic. Your mechanic should tell you both whether the car runs well and whether it’s priced appropriately.
Understand the financing office. Most dealerships make the bulk of their money in the financing office. Your interest rate, extended warranties and other add ons are all sold at a premium once you are in there. Understand this, and select any of those options carefully. Most are not necessary for the average car owner.
Make sure you stay silent about any trade-ins. First get a price on the new car before negotiating the trade-in. If you tell them about your trade-in too early, you may get an even worse deal on that, so you have to be careful.
If you are thinking about buying a car that is still under warranty. You need to make sure that whatever is left of the vehicle warranty is in writing. You don’t want to purchase a car only to find out that the warranty has been void, leaving you paying extra for nothing.
Know what is on your credit report before you attempt to purchase a vehicle. It will be used against you, and if you don’t know what’s on there, then they can manipulate the information to use it against your further. Stay well-informed, and make sure that they can’t get one over on you.
A dealer with a great reputation may offer you a better deal than one which advertises great prices. You may find that a dealer who people like to buy from offers perks which aren’t available elsewhere, including reduced pressure sales tactics and lower overall price due to freebies thrown in to the sale.
Sales associates and dealerships can vary. Sometimes, you may not always get a pushy salesperson. Most dealerships realize that by keeping the customer happy, they will have repeat business. You can always leave if the salesperson is not doing a good job. There are a lot of salespeople that will be eager to work with you.
If you don’t have friends or family in your area to ask for advice from, check the Better Business Bureau’s website to find out how the dealers in your area are dealing with customers. This will allow you to at least remove those with many complaints from your list of options.
Always avoid signing As-Is warranties. This will be a decision you’ll regret later. Dealers should offer no no less than 30-90 days of warranty coverage. If your engine or transmission is destroyed on the day that you buy the vehicle, then you are going to be the one responsible for fixing the repair.
When purchasing a car, you don’t want to tie yourself down to one specific model. Give yourself some flexibility in color and even in the car itself. If you do this, you will be able to pick up a great deal, even if it was not the first car you considered.
When car shopping, do not limit yourself to only new vehicles. There are many good used vehicles that still have a warranty. Used vehicles can generally save you thousands without sacrificing safety and reliability. To get the best deal on used cars do your homework first and know the value of the used car.
Your car is a big part of your life. You need a vehicle that can help you to get around, keep you safe, look good, and save you money. The choice you make will be with you for a long time, so it is important that you do what you can to make sure your choice is a good one. Use the tips here and you will be sure to make the best choice for you.